Terms of Use

Last updated July 29, 2020.

This agreement describes the terms for the supply by Qira Group (“Qira”) which includes services supplied by Rentigo Inc., HelloRented Inc. and Globipay LLC, with an address at 1521 Concord Pike Ste. 301 Wilmington, DE 19803, of certain services to tenants or other payers (such tenant or other payer being “you” or “your” in this agreement). By accepting in writing or clicking on the “Pay” or “Accept” button, you agree to this agreement. Qira has the right to change this agreement by posting an update to it on www.qira.com (the “Site”) or through the Qira mobile device application (the “Qira App”). If you keep using Qira services for 30 days after a revised version of this agreement is posted to the Site or the Qira App, you will be deemed to have accepted the new version. There is a list of definitions at the end of this agreement that define the capitalized words used, if they are not defined in the body of this agreement. If this agreement is signed in paper form, then the cover sheet shall be part of this agreement and shall be utilized to document your acceptance of this agreement, identify you and the Property Management Company. This agreement provides for the applicable payments and Fees due in respect of the Qira App, collection of your payment information and your ability to choose to have Qira satisfy some of your payment obligations to your Property Manager (i.e. landlord), subject to conditions detailed below. Amounts due under your Property Agreement (i.e. “lease”) are provided for in the Property Agreement. . This agreement is not a lease and does not replace or amend the Property Agreement (i.e. your lease).

1. Qira Services
Qira is an electronic service that is provided by the Property Manager (i.e. “landlord”) to enable you to facilitate payments and other communications to and from the Property Manager. There is no charge to you to utilize the Qira services, unless otherwise noted.
Qira enables you to communicate with your Property Management Company (e.g. landlord), including the ability to send, receive and store information concerning your Property (e.g. apartment) your Property Agreement (i.e. lease) and payments under your Property Agreement.
As an agent of the Property Management Company, Qira facilitates acceptance of Principal Payments (e.g. regular monthly rent) paid by you to the Property Management Company. For example, the Property Management Company may enable you to pay your rent through a variety of methods, including through the Qira App, online through the Site, by phone, by kiosk, on a walk-in basis, or by leaving a check at a location designated by the Property Management Company. These options of the Property Management Company can be accessed through the Qira App or through our Site.
Qira may also offer additional services to you depending upon whether they are enabled by your Property Management Company or otherwise. If so enabled, these Services may, at our discretion, be available to you through the Qira App, online through the Site, or by other methods so designated by Qira. These Services may allow you to send and receive notices concerning water or electricity outages, maintenance issues and repair requests, opening hours, Property rules, Principal Payments, Property Agreement terms and other information that you wish to provide to or exchange with a Property Management Company.
Qira may also choose to offer you additional Services in the future. These services may or may not be subject to a fee, but if we do propose to charge for these Services they will be provided on an “opt-in” basis, and you will have the ability to decline or refuse to utilize those services that may have a fee associated with them.

2. Qira App “EULA”
Qira and the Services that we provide and the software and other development behind the Service is based on proprietary software and development. As a user of the Qira Services, Qira is providing you with a limited nontransferable license to use the Qira App on your mobile device exclusively to access the Services provided to you through the Service. This “End User License Agreement” (“EULA”) is nontransferable, and provides you with consent to utilize the App, Site and affiliated services only for the purposes stated within. The terms of the EULA governs any content, materials, or services accessible from or purchased within the Qira App as well as any supplements or upgrades provided by Qira. You may not distribute or make the Qira App available over a network where it could be used by multiple devices at the same time other than those that are yours. You may not transfer, redistribute or sublicense the Qira App. If you sell or otherwise transfer or dispose of your mobile device or any method that you utilized to access the Qira Services, you must remove the Qira App from the mobile or other electronic device before doing so. You may not copy reverse-engineer, disassemble, attempt to derive the source code of, modify, or create derivative works of the Qira App, any updates, or any part thereof (except as and only to the extent that any foregoing restriction is prohibited by applicable law or to the extent as may be permitted by the licensing terms governing use of any open-sourced components included with the Qira App).

3. Data Collection and Use
By accessing and using the Qira App and associated services, you consent and agree to allow Qira to collect anduse personal and technical data about you.
Qira will collect, store and use your Personal Information, and may disclose it to third parties, as per the terms of this agreement and our Privacy Policy posted at the Site and in the Qira App. Please note that Personal Information that we will collect, store, use and disclose under this agreement includes sensitive private information, such as your date of birth, name, drivers’ license information, social security number, residential address, occupation, salary, employer information, banking information, references, evictions, smoking and financial information and other sensitive information. For the full list of Personal Information, please see the definition of that term below.
Qira will not provide any payment account information to any third party other than our payment processor or bank, your Property Management Company or its payment processor, or other parties that may be required to facilitate a payment transaction, including detecting fraud or verifying identity, without your prior express consent.
Qira may share your personal information with third parties to make any inquiries it considers necessary to verify your identity and reduce the chances of fraud in your Account.
Qira may also share information about a potential default/late payment to other parties who may be jointly and severally responsible for making a monthly payment, such as tenants or subtenants, multiple parties on the lease or other parties. This may include information about late payments, insufficient funds, debt collection activities and other information that may be highly personal.
Qira may share de-identified information internally and with third parties.
Qira Qira may collect and use technical data and related information—including but not limited to technical information about your mobile device, system and application software, and peripherals—that is gathered periodically to facilitate the provision of software updates, product support, and other services to you related to the Qira App.
You agree to receive e-mail, SMS notifications and calls to your cellular device through the use of auto-dialers and related technology from Qira and from the Property Management Company, as well as from any attorneys or other providers that may be necessary to collect in the event of a default. You have the right to decline to receive these communications from Qira through the Qira App.
If you do not agree with our use and disclosure of your Personal Information in this way, you shall stop using our Services.

Data Security
Qira shall utilize an appropriate Standard of Care as is appropriate to avoid unauthorized access, use or disclosure of any Personal Information.

4. Third Party Services
The Qira App may enable you to access third-party services and websites (each, a “Third Party Service”). You agree to use the Third Party Services at your sole risk. Qira is not responsible for examining or evaluating the content or accuracy of any third-party Third Party Services and shall not be liable for any such third-party Third Party Services. Data displayed by any Qira App or Third Party Service, including but not limited to financial and location information, is for general informational purposes only and is not guaranteed by Qira. You will not use the Third Party Services in any manner that is inconsistent with the terms of this EULA or that infringes the intellectual property rights of Qira or any third party.
You agree not to use the Qira App or any Third Party Services to harass, abuse, stalk, threaten or defame any person or entity, and that Qira is not responsible for any such use. Qira reserves the right to change, suspend, remove, disable or impose access restrictions or limits on any Third Party Services at any time without notice or liability to you.
This section survives termination of this agreement.

5. Applications
The Property Management Company identified to you in the Qira App may have authorized Qira to present you with their application form (the “Application”) that you can complete and submit to the Property Management Company through the Qira App or, where indicated by Qira, at the Site. If so authorized, the Application is a document between you and the Property Management Company identified in the Application, though Qira will submit the application and supporting documentation to the Property Management Company on your behalf and will save and store a copy of the Application, the “Applicant Record”, Qirain your Account and will enable you to access it through that portal. You authorize Qira to share all of the Applicant Record and any accompanying information with the Property Management Company.
Qira makes no representation as to whether your Application will be accepted or rejected nor does it make any representation as to how long a Property Management Company will take to review an Application or if it will ever be reviewed. Please contact the Property Manager directly for those inquiries.

6. FAIR CREDIT REPORTING ACT DISCLOSURE AND AUTHORIZATION TO CONDUCT BACKGROUND INVESTIGATION
By completing an Application, you accept the credit and background check consent set out below allowing Property Management Company and Qira to obtain credit and other background information about you.

7. Qira Account
Qira will allow you to create a unique private Account accessible through the Service via the Site or Qira App and will give you a password for it. The Account provides access to and a record of Services. You may not disclose your Account password or permit any third party to use them or we may revoke your Account. You are responsible for your use of the Account and you agree to indemnify Qira for losses or other liabilities related to your Account.
By using the Services, you state that: (i) you are a party to the Property Agreement giving rise to any actual or attempted Transaction; (ii) you have the authority to enter into this agreement; (iii) you are eighteen (18) years of age or more and of the age of majority in the place where you live; (iv) you are not hiring us to make Transaction payments on your behalf; we are acting as an agent of the Property Management Company in performing hereunder and in processing any Transaction under this agreement; (v) you will not enter false information into the Services; (vi) you will not use the Services for any illegal purpose; (vii) you will immediately correct any information in the Account that is not correct; (vi) you are fully authorized to use any checking account, payment card or other form of payment that is accepted by your Property Manager that is registered in your Qira Account; and (vii) if you are not residing or otherwise using the Property, or if there are multiple users of the property who are responsible for paying a portion of the rent, you are authorized to disclose to us Personal Information concerning that person(s) for the purpose of enabling Qira to supplying our Services to them, as permitted under your rental agreement.
We are not a party to the Property Agreement and we do not have responsibilities to you under that agreement.

8. Prohibited Uses
You are not allowed to use the Services for any premises that is not a Property for which you are party to a valid Property Agreement with a Property Management Company. You are not allowed to use the Services for any purpose that is illegal. This Service may only be used for Property that is located within the United States.

9. Principal Payment Transactions
If Qira assists a Property Management Company in completing any Transaction, including the collection of any fees, defaulted payments or other services, Qira is acting as agent on behalf of such Property Management Company and not on your behalf, unless otherwise noted. Qira is not the landlord, retailer, seller, lessor or property management company in respect of the Property or any other property. Qira is not a bank, money transmitter or other form of money services business or financial institution. Qira does not have control of, or liability for the services that are paid for with assistance of Qira Services, unless otherwise noted.
Your Property Management Company may choose to offer different methods of accepting payment, as indicated on the cover page of this agreement or the Property Portal. For example, they may choose to accept payment by electronic check from your bank account (also known as Automated Clearing House, ACH, or e-check), by paper check, by debit card or by other forms of payment offered through the Qira App and Site.

ACH / E-Check
By entering your checking account information on the Site, you are authorizing Property Management Company, Qira or a designee of either to initiate an ACH debit transaction for the benefit of Property Management Company for each Transaction that you so authorize. Property Management Company will give you full credit for the amount of such Transaction as of when the funds leave your checking account and you will not have to wait until the later date when they are received by the Property Management Company. You can revoke the right of Property Management Company or Qira to debit your checking account by sending a notice to the Property Management Company and Qira at the address indicated on the Site or in your Property Agreement.
If there are insufficient funds in the account to cover the transaction, this may be considered a breach of the rental agreement.
Fraud Prevention Account Verification
Before we accept Transactions from your chosen payment method, we want to be sure you are the rightful owner of the account. In order to do this, when you initiate your first Transaction, we retain the right to debit your payment method identified by you for use with the Services for two small non-refundable amounts, each of under fifty (50) cents in addition to the Transaction amount. We will then ask you how much those two small-value transactions were in order to be sure that the payment method is actually yours. We will hold your first Transaction funds and not release them to the Property Management Company or your landlord until you have verified the two small-value transactions correctly.

Debit Card
If your Property Management Company is willing to accept payment by debit card, which preference will be indicated by debit card being a payment option on its Property Portal, and you select that method of payment on the cover page of this agreement or on the Site, then you authorize Property Management Company, Qira or a designee of either, to charge your debit card for the amount of each Transaction indicated by you.

OTHER PAYMENT METHODS
Qira may make other payment methods available to you if approved by your landlord. These will be indicated by being available through the Qira App.
Recurring Payments
Your Property Management Company may offer you the option of recurring Transaction payments. In such cases, where you accept such offer, your designated checking or payment card account will be debited for the authorized Transaction amount on the designated day each month until the agreed upon recurring payment period ends. Additional Fees, as indicated in this agreement or on the Site, may apply for recurring Transaction payments. You will be responsible for the payment of any such fees in addition to your rent as indicated on the Cover Page of this agreement. Such fees may be included in your regular payment method.

Chargebacks, Refunds and Returns
If a given Transaction or partial transaction is charged back, found to be non-sufficient funds (“NSF”) or invalid for any reason, it shall be your responsibility to communicate with the Property Management Company. Qira does not offer any form of loan or credit in association with your Property Agreement.
All person(s) listed on the lease, sublease or other documentation shall be jointly and severally responsible for the full payment of the rent unless otherwise noted or prohibited by law.
A failure to pay the full rent by the Rent Due Date shall be considered a breach of the rental and this agreement unless otherwise provided in writing or though the App or Site.
Property Management Company shall perform all returns and refunds of Transactions as per its own Property Agreement and return and refund policies. Qira has no obligation to refund, return or reverse any Transaction, provided that Qira may, at its sole discretion, assist in refund or return Transactions where Qira has determined, at its sole discretion, that the Transaction was made in error, fraudulently or in a manner that is in breach of this agreement.
Where a Transaction amount has been settled to Property Management Company and such amount is to be returned to you on account of the deficiency of ACH consent or payment card authorization or other payment method authorized in writing by the Property Management Company in this agreement or for any other reason, you shall look to Property Management Company, and not Qira, for reimbursement of all such amounts.

Check Pickup
If the Property Management Company allows you to pay by leaving a paper check to the Property Management Company at a location designated by Property Management Company, then by doing so you hereby instruct Qira and any processor acting on behalf of Property Management Company to process that check in whatever form desired by Qira and the Property Management Company, including converting that check or payment into an electronic check or performing an ACH transaction on your account indicated in that check for the amount indicated.

Errors
Qira shall use reasonable efforts to correct errors in Transactions, but it has no liability to recover amounts from Property Management Company that were paid to it or charged in error. If you provide information that is not correct, you are responsible for the losses that result from that incorrect information.

Receipts
Property Management Company, through Qira, will provide you with a receipt for each Transaction by email to the email that you enter into the Services or otherwise by electronic means through the Account. Such receipts shall be in the name of the Property Management Company and shall be evidence of payment of the Transaction to the Property Management Company.

10. Fees
Depending on your Account preferences and the preferences of your Property Management Company and in a manner consistent with your Property Agreement and this agreement, you may be charged Fees related to your use of the Services. You may also choose to access or utilize additional services from Qira or other third party providers that may be subject to additional fees.
Fees are separate and distinct from Principal Payments, and they are not surcharges.
Any Fees Qirawill be disclosed to you prior to your making payment on the Site, in the Qira App or by other electronic means. If you prefer not to use the Services or pay such Fees, you have the right to opt-out of the Services prior to paying Fees or otherwise using the fee-based Services.

11. Restricted Activities
In connection with your use of the Services, you will not: (i) breach the terms of this agreement, or any other agreement or policy that you have agreed to with Qira and/or your Property Management Company; (ii) violate any law, statute, ordinance or regulation; (iii) infringe Qira or any third party’s copyright, patent, trademark, trade secret or other intellectual property rights, or rights of publicity or privacy; (iv) provide false, inaccurate or misleading information; (v) carry out what Qira reasonably believes to be potentially fraudulent Transactions; (vi) fail to cooperate in an investigation or provide confirmation of your identity or any information you provided to Qira or your Property Management Company; (vii) control an account that is linked to another Qira account that has engaged in any of these restricted activities; (viii) take any action that imposes an unreasonable or disproportionately large load on Qira ‘s infrastructure; (ix) facilitate any viruses, Trojan horses, worms or other programs that may damage, interfere with, surreptitiously intercept or expropriate any system, data or information; (x) use an anonymous proxy; (xi) use any robot, spider, other automatic device, or manual process to monitor or copy Qira ‘s services; or use any device, software or routine to bypass the robot exclusion headers, or interfere or attempt to interfere with the Qira payment services; or (xii) take any action that interferes or attempts to interfere with the Services.
If Qira, acting in its sole discretion, believes that you may have engaged in any of the above activities, it may take various actions concerning you, including but not limited to: (i) closing, suspending or limiting your access to your Account or the Services; (ii) contacting your bank and/or payment card issuer; (iii) contacting your Property Management Company; or (iv) taking legal action against you. You will be responsible for any costs or fees incurred by Qira, including reasonable attorney’s fees, for enforcing this section and this agreement.

12. Intellectual Property
“Qira”, “AmericanVolume”, www. Qira.com, www.AmericanVolume.com and all names, marks, trademarks and logos related to Qira services on the Site or elsewhere are either trademarks or registered trademarks of Qira or its licensors. You may not copy, imitate or use them without Qira ‘s prior written consent. In addition, all page headers, custom graphics, button icons and scripts are service marks, trademarks or trade dress of Qira. You may not copy, imitate or use them without Qira ‘s prior written consent. All right, title and interest in and to the Services, any related content, Qira App, the technology related to the Qira Services, and any and all technology and any content created or derived from any of the forgoing is the exclusive property of Qira and its licensors. This section survives termination of this agreement.

13. No Warranty
Qira and/or its officers, directors, agents, subsidiaries, joint ventures, employees or suppliers (collectively, “agents”) provide its Services “as is” and without any warranty or condition, whether express, implied or statutory. Qira and its agents specifically disclaim any implied warranties of title, merchantability, fitness for a particular purpose and non-infringement. Qira does not guarantee continuous, uninterrupted or secure access to any part of the Services. Qira shall make reasonable efforts to ensure that all Transactions are processed in a timely manner, however Qira makes no representations or warranties regarding the accuracy or timeliness of such processing, including delays or errors caused by Qira or by any third parties.Qira
At no time does Qira take possession or control of your Transaction funds, such funds are acquired by payment processors acting on behalf of Property Management Company. Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimer may not apply to you. If our Services are unavailable for any reason, you shall not be relieved of your obligation to make payments by other means as required under the Property Agreement. This section survives termination of this agreement.

14. Limitation of Liability
In no event shall Qira and/or its affiliates, suppliers or agents be liable for lost profits or any special, incidental or consequential damages arising out of or in connection with this agreement (however arising, including negligence). Some states do not allow the exclusion or limitation of incidental or consequential damages so the above limitation or exclusion may not apply to you. The liability Qira, its affiliates and their agents and suppliers to you or any third party in any circumstance shall be limited to the amount of Fees actually paid to Qira by you or the Property Management Company in respect of the Transaction or event in question.
Qira is not responsible for any nonpayment of Principal Payments, non-sufficient funds, charge backs, or any other nonpayment issue as a result of non-payment or your inability to pay on any Transaction.
The Services are not those of a rent collection agency, but are instead an ACH, debit card and other payment based method for the Property Management Company to conduct its normal Principal Payment collection business.
You are responsible for ensuring all payment account information, and other Personal Information provided to Qira, is correct and remains so throughout the term of this agreement.
Qira reserves the right to reject or refuse the Services you for any reason or no reason at its sole discretion, provided that Qira’s election to not service you shall not be discriminatory.
Nothing in this agreement shall limit the rights of any party to the Property Agreement.
This section survives termination of this agreement.

15. Term and Termination.
The term of this agreement shall begin as of the first to occur of you (i) accepting this agreement; (ii) installing the Qira App on your mobile device; or (iii) initiating a Transaction. This agreement terminates when you or Qira terminate it. Qira can terminate this agreement at any time by notice through the Account or by email to the email designated for correspondence in the Services. You can terminate this agreement at any time by deleting your Account in this Services. In the event of termination, you will remain liable to Qira for any Fees, or other liabilities arising hereunder notwithstanding any termination. Qira reserves the right to complete or not complete, at its discretion, all Transactions that are pending as of a termination of this agreement. No termination of this agreement shall affect any of your rights or responsibilities under your Property Agreement.

16. Indemnification
You agree to indemnify and hold Qira, its affiliates, suppliers, processors and Property Management Company and their respective agents harmless from any claim or demand (including attorneys’ fees) made or incurred by them due to or arising out of your breach of this agreement, your use Services, use of the Account, your Property Agreement or any breach of any applicable law by you. This section survives termination of this agreement.

17. Arbitration and Class Action Waiver
THIS AGREEMENT REQUIRES ARBITRATION OR A SMALL CLAIMS COURT CASE ON AN INDIVIDUAL BASIS, RATHER THAN JURY TRIALS OR CLASS ACTIONS. BY ENTERING INTO THIS AGREEMENT, YOU AGREE TO THIS ARBITRATION PROVISION.
Except for claims for property damage, personal injury or death, ANY DISPUTES BETWEEN YOU AND Qira MUST BE RESOLVED ONLY BY ARBITRATION OR IN A SMALL CLAIMS COURT ON AN INDIVIDUAL BASIS; CLASS ARBITRATIONS AND CLASS ACTIONS ARE NOT ALLOWED. YOU AND Qira EACH WAIVE THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION, EITHER AS A CLASS REPRESENTATIVE OR CLASS MEMBER. You and Qira remain free to bring any issues to the attention of government agencies.
This Arbitration Provision’s scope is broad and includes, without limitation, any claims relating to any aspect of the relationship or communications between us and will be governed pursuant to Federal Arbitration Act, 9 U.S.C. §§ 1 et seq.
In any arbitration under this agreement, all issues are for the arbitrator to decide, including his or her own jurisdiction, and any objections with respect to the existence, scope or validity of this Arbitration Provision. The arbitration will take place in the county of your billing address unless agreed otherwise.
The American Arbitration Association (“AAA”) will administer any arbitration pursuant to its Commercial Dispute Resolution Procedures and the Supplementary Procedures for Consumer- Related Disputes (together, the “Rules”). You can obtain the Rules at www.adr.org.
IF YOU DO NOT WISH TO AGREE TO THIS ARBITRATION PROVISION, YOU MUST NOTIFY Qira IN WRITING WITHIN 30 DAYS OF YOUR RECEIPT OF THIS AGREEMENT BY EMAILING Qira through the contact information provided on the Site.
Any dispute concerning the Property Agreement shall be settled under the terms thereof and you will not involve Qira in those disputes as Qira is not a party to that agreement. An arbitration with respect to this agreement shall take place in New York, New York in the English language before a single arbitrator who is a practicing New York-licensed commercial attorney.
At the discretion of Qira the Property Management Company, Property Management Company can exercise any or all of the rights of Qira in this agreement.
This section survives termination of this agreement.

18. General
This agreement shall be governed pursuant to the laws of the State of New York. If any provision of this agreement is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced. You agree that this agreement may be assigned by either Qira or Property Management Company, at either of their sole discretion, to a third party without notice to you or your consent. You cannot assign this agreement without Qira’s prior written consent and any assignment of this agreement without such consent will be null and void. This agreement, together with any applicable policies sets forth the entire understanding between you and Qira with respect to the subject matter hereof. All sections as well as any other terms which by their nature should survive, shall survive any termination or expiration of this agreement. Neither party shall be liable in damages or have the right to terminate this agreement for any delay or default in performing hereunder if such delay or default is caused by conditions beyond its control. Property Management Company shall be a third party beneficiary under this agreement solely for the purpose of collecting amounts owing by you to Property Management Company. Notices to you shall be made through the Account or by email to the email address you have provided in registering for the Services. Notices to Qira shall be in writing and shall be delivered to the address of Qira appearing on the Site. This section survives termination of this agreement.

19. Definitions
In this agreement, Account means a unique electronic account through which the Services are accessed.
Additional Services may include cleaning, pet walking, dry cleaning and other products and services of third parties that we believe may be of use to you through your use of the Property.
Fees means fees assessed by your Property Management Company for providing additional payment channels, like Internet, telephone, walk-in payment locations, or some of them. Fees are not surcharges on Principal Payment.
Fees assessed by Qira may include fees for services that you may access through the Qira Services that may separate from services provided by your Property Management Company.
Payment Processing means services involved in processing a Principal Payment on behalf of Property Management Company, including accounting software integration and daily reporting and the introduction to a payment processing bank.
Personal Information means your date of birth, name, drivers’ license information, social security number, residential address, occupation, salary, employer information, banking information, references, evictions, smoking, financial information, criminal record information, Property Agreement terms, Property Management Company information, Property information and information that you enter into the Services or that a Property Management Company provides to us concerning you.
Principal Payment means a payment that you agreed to make in your lease to a Property Management Company related to a Property. These are usually payments of rent/lease, homeowner association dues, a security deposit, parking fees, application fee or other fees payable to a Property Management Company under a Property Agreement.
Property Agreement means an agreement, like a lease, between you and a Property Management Company concerning your use of the Property.
Property Management Company means the entity that has the right to manage or owns your Property to which you are making your rent, incidentals and dues payments.
Property means a property or service related to a property that you rent, lease or, in the case of services, purchase, from the Property Management Company.
Property Portal means an online portal accessible to you or the Property Management Company that is used to exchange information related to the Property amongst you, the Property Management Company and Qira.
Qira, American Volume, us, we or our means American Volume, LLC, a Delaware company, having its registered address at 300 Delaware Avenue, Suite 210-A, Wilmington, Delaware, 19801.
Third Party Service Agreement means an agreement between you and any third party concerning products or services they provide to you.
Transaction means an actual or attempted payment of a Principal Payment or Fees using the Services as a conduit for information related to such payment.
Services means our services to you under this agreement including but not limited to the EULA for the Qira App.
Site means www. Qira.com.

ACKNOWLEDGEMENT AND AUTHORIZATION REGARDING BACKGROUND INVESTIGATION
FAIR CREDIT REPORTING ACT DISCLOSURE AND AUTHORIZATION TO CONDUCT BACKGROUND INVESTIGATION
You hereby certify that you are at least 18 years of age. Applicant represents that all information given on this application is true and correct. Applicant hereby authorizes verification of all references and facts, including but not limited to current and previous landlords, employers and personal references.
Property Manager and its representative Qira, Inc. in reviewing this application may obtain information about you from a third-party consumer reporting agency. Thus, by signing below, you agree that you may be the subject of a “consumer report” which may contain information regarding your credit history, criminal history, social security verification, motor vehicle and driving records, verification of your education or employment history, landlord tenant relationships or other background checks. Credit history may be requested if such information is relevant to your application. The scope of this notice and authorization allows the Company to obtain from any outside organization all manner of consumer reports now and throughout the course of your lease with the Company to the fullest extent permitted by law.

ACKNOWLEDGMENT AND AUTHORIZATION
You acknowledge receipt of this FCRA DISCLOSURE AND AUTHORIZATION TO CONDUCT BACKGROUND INVESTIGATION and certify that you have read and understand it. You hereby authorize the obtaining of “consumer reports” by the Company at any time after receipt of this authorization and throughout your lease, if applicable and to the extent permitted by applicable law.
STATE LAW DISCLOSURES RELATED TO CONSUMER REPORTS
California residents only: By accepting this consent, you also acknowledge receipt of the NOTICE REGARDING BACKGROUND INVESTIGATION PURSUANT TO CALIFORNIA LAW. On request to Property Management Company, you can receive a copy of an investigative consumer report or consumer credit report at no charge if one is obtained by the Property Management Company whenever you have a right to receive such a copy under California law.
Minnesota residents only: By accepting this consent you also acknowledge that you understand that you have the right to make a request in writing to the consumer reporting agency of the nature and scope of the report, if any, and the agency is obligated to respond to your request within five days of your request for further information or of your request for the report, whichever is later.
Oklahoma residents only: Please send a request to Property Management Company if you would like to receive a copy of a consumer report at no charge if one is obtained by the Company.
Washington residents only: You also have the right to request from the consumer reporting agency a written summary of your rights and remedies under the Washington Fair Credit Reporting Act.

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