Our Pay Later Services
No monthly subscription. Unlike other options on the market, our renters can opt-into Pay Later for any amount of money they would like to defer, offering them total flexibility
Lower fees. The fee on the amount deferred can be as low as 1.5%, which is substantially lower than the cost of late fees, eviction notices, and other delinquency charges
Fully integrated. We integrate directly with your property manager, so there is no heavy lift on your end
Our Security Deposit Program
Keep your cash in your pocket. Why come out-of-pocket for an expensive security deposit at move-in? For a nominal fee, we will front the money to your property manager and allow you control of your finances
Customer Support. Our team is here to answer any questions you may have
Only deal with Qira at move-out. If you do break something during your tenure at your rental, you will only pay what you owe to Qira
Our Resident Portal
Available across multiple channels. Qira is available on desktop, mobile, and the App and Google Play stores
Pay rent your way. We accept payments view via debit, credit, ACH, or money order
Submit maintenance requests directly to your leasing team
Need additional help or information? Please contact our Customer Success team directly!
What our renters saying
“Qira helped us to significantly reduce our move-in costs. We were surprised at how fast and easy it was to get approved and enter without needing to pay a security deposit. Highly recommend.”
“Using Qira, I was able to get the flexibility I needed to save on move-in costs and secure a better rent payment schedule.”
Since inception, Qira has helped thousands of renters reclaim their financial freedom through our platform
How do I apply for the Security Deposit program?
Easy! You simply navigate to this portal and complete the application. You will receive your results within seconds. (Please note: we must be partnered with your property management company for you to be eligible)
I am currently on the Security Deposit program; how can I log in and view my account?
When I apply for the Security Deposit program, why do you need my social security number and banking information?
Both are needed to check your eligibility and confirm your identity. Qira takes your privacy very seriously, which means we may not receive this data from your rental community. We need to verify you for the program independently, and doing so requires read-only access to your banking details and social security number.
If I am a part of the Security Deposit program, does that mean I don’t owe anything at move-out?
Not necessarily, as you are still responsible for the condition of your rental unit. Your property management team will complete a move-out inspection, and if there are any damages to the property, they will bill those to Qira. We will bring those charges to your attention and work with you to create a payment plan.
If I am a current resident and paid my security deposit lump sum when I moved in, can I get that amount back and opt into Qira mid-lease?
Maybe! Just ask them! Many of the renters enrolled in this program did so mid-lease, so this is super common but varies from community to community.
How much is the fee for the Security Deposit program?
Typically, the fee is 1%-1.5% of the amount you typically owe for a security deposit. If your deposit were $500, you would pay $5/month for the duration of your lease. Qira also offers an option to pay that amount annually.
How do I apply for Pay Later?
When you sign up at app.qira.com to pay rent, you will see an option to check “Pay Later.” Enabling this will automatically take you quickly through our screening process. You will instantly get the results, and if approved, you may continue with the transaction.
When I apply for Pay Later, why do I need to provide you with my banking details?
As part of Qira’s underwriting process, to ensure you are eligible to use the Pay Later service, Qira verifies your bank account and runs a few inquiries on your banking activity using read-only access. This process takes a few seconds and will not affect your credit score.
Does applying for Pay Later affect my credit score?
How much is the fee for the Pay Later program?
Typically, it is around 1.5%-2% of the amount deferred. So if you defer $500, you would pay a one-time fee of $7.5-$10. There is a minimum fee of $5 per transaction.
My property requires that I pay with a money order. Can I do that with Qira?
Yes, this is an option within the payment portal.